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Bank limits
Hey, is the 5m per character limit per character on your account overall, or per character on your account on your server?
I'm going to guess no.
Since it sounds more like the characters are sharing bank spaces.
To my understanding, characters on the same server conttribute to that server, while characters on other servers are counted serparately. So if I have 3 in alexina, and 4 in Mari, I can hold 15m on alexina while 20m can be held in Mari server. I don't know if it's cumulative and counts for both, the only way to find out is to find someone with characters on multiple servers that have actually reached their cap.